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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,154 | $180,462+8.1% | $154,111+26.6% | $135,379+44.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.08% | 888.17%-898.3pp | 735.18%-745.3pp | 519.79%-529.9pp |
| Employer contribution / active EE | $4,436 | $6,036-26.5% | $5,298-16.3% | $4,779-7.2% |
| Participant deferral / active EE | $9,837 | $5,806+69.4% | $5,081+93.6% | $5,609+75.4% |
| Admin fee / account holder | $1,805 | $16,145-88.8% | $13,411-86.5% | $10,828-83.3% |