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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,970 | $81,276+585.3% | $155,574+258.0% | $80,925+588.3% |
| Participation rate | 0.0% | 66.2%-66.2pp | 78.2%-78.2pp | 67.7%-67.7pp |
| Annual return | 101.77% | 33.36%+68.4pp | 64.87%+36.9pp | 35.65%+66.1pp |
| Employer contribution / active EE | $6,376 | $3,103+105.5% | $4,676+36.4% | $2,756+131.3% |
| Participant deferral / active EE | $7,080 | $3,453+105.0% | $5,629+25.8% | $4,299+64.7% |
| Admin fee / account holder | $12,267 | $7,993+53.5% | $15,914-22.9% | $6,940+76.8% |