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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,439 | $175,259-9.0% | $149,723+6.5% | $139,487+14.3% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 17.33% | 166.82%-149.5pp | 134.50%-117.2pp | 373.84%-356.5pp |
| Employer contribution / active EE | $1,858 | $5,478-66.1% | $4,821-61.5% | $4,755-60.9% |
| Participant deferral / active EE | $5,960 | $6,522-8.6% | $5,682+4.9% | $6,713-11.2% |
| Admin fee / account holder | $1,659 | $16,158-89.7% | $13,215-87.4% | $11,407-85.5% |