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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,840 | $152,591-67.3% | $117,529-57.6% | $134,545-63.0% |
| Participation rate | 80.0% | 77.1%+2.9pp | 70.6%+9.4pp | 81.2%-1.2pp |
| Annual return | -25.05% | 53.04%-78.1pp | 29.77%-54.8pp | 418.37%-443.4pp |
| Employer contribution / active EE | $20,555 | $5,576+268.6% | $4,179+391.8% | $4,742+333.5% |
| Participant deferral / active EE | $9,236 | $4,821+91.6% | $4,072+126.8% | $6,401+44.3% |
| Admin fee / account holder | $1,757 | $7,004-74.9% | $5,645-68.9% | $11,431-84.6% |