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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,358 | $149,040-31.3% | $120,225-14.9% | $137,256-25.4% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 19.16% | 605.68%-586.5pp | 439.23%-420.1pp | 220.34%-201.2pp |
| Employer contribution / active EE | $20,926 | $4,350+381.0% | $3,475+502.1% | $4,156+403.5% |
| Participant deferral / active EE | $15,335 | $4,655+229.4% | $3,999+283.5% | $6,407+139.3% |
| Admin fee / account holder | $718 | $6,348-88.7% | $5,696-87.4% | $12,270-94.1% |