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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,918 | $169,361-52.2% | $129,397-37.5% | $145,877-44.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 24.93% | 14395.54%-14370.6pp | 9453.98%-9429.1pp | 551.28%-526.4pp |
| Employer contribution / active EE | $17,169 | $5,542+209.8% | $4,154+313.3% | $4,663+268.2% |
| Participant deferral / active EE | $27,262 | $4,987+446.6% | $4,167+554.2% | $6,691+307.5% |
| Admin fee / account holder | $359 | $9,903-96.4% | $7,679-95.3% | $13,402-97.3% |