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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,918 | $169,356-52.2% | $129,406-37.5% | $145,897-44.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 24.93% | 14418.62%-14393.7pp | 9468.18%-9443.3pp | 552.29%-527.4pp |
| Employer contribution / active EE | $17,169 | $5,542+209.8% | $4,155+313.2% | $4,663+268.2% |
| Participant deferral / active EE | $27,262 | $4,987+446.7% | $4,167+554.2% | $6,689+307.5% |
| Admin fee / account holder | $359 | $9,915-96.4% | $7,689-95.3% | $13,390-97.3% |