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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,485 | $175,231-80.3% | $149,696-77.0% | $139,466-75.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 42.69% | 166.77%-124.1pp | 134.46%-91.8pp | 373.66%-331.0pp |
| Employer contribution / active EE | $3,439 | $5,478-37.2% | $4,821-28.7% | $4,754-27.7% |
| Participant deferral / active EE | $6,753 | $6,521+3.6% | $5,682+18.9% | $6,712+0.6% |
| Admin fee / account holder | $4,034 | $16,155-75.0% | $13,212-69.5% | $11,409-64.6% |