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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,966 | $89,370-51.9% | $141,197-69.6% | $72,976-41.1% |
| Participation rate | 66.7% | 75.1%-8.5pp | 82.5%-15.8pp | 69.5%-2.8pp |
| Annual return | 95.05% | 111.88%-16.8pp | 71.41%+23.6pp | 81.02%+14.0pp |
| Employer contribution / active EE | $5,313 | $3,115+70.6% | $4,736+12.2% | $2,440+117.8% |
| Participant deferral / active EE | $5,600 | $5,419+3.3% | $6,710-16.5% | $3,608+55.2% |
| Admin fee / account holder | $657 | $5,957-89.0% | $10,265-93.6% | $5,124-87.2% |