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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,090 | $114,013-97.3% | $103,693-97.0% | $155,188-98.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 14.11% | 49.31%-35.2pp | 47.61%-33.5pp | 148.84%-134.7pp |
| Employer contribution / active EE | $824 | $3,131-73.7% | $2,920-71.8% | $4,248-80.6% |
| Participant deferral / active EE | $839 | $4,970-83.1% | $4,579-81.7% | $6,531-87.2% |
| Admin fee / account holder | $1,119 | $8,407-86.7% | $7,858-85.8% | $14,480-92.3% |