Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,949 | $154,193-90.3% | $130,045-88.5% | $139,466-89.3% |
| Participation rate | 33.3% | 82.0%-48.6pp | 78.5%-45.2pp | 80.3%-47.0pp |
| Annual return | 50.80% | 32.51%+18.3pp | -137.30%+188.1pp | 373.66%-322.9pp |
| Employer contribution / active EE | $824 | $5,292-84.4% | $4,321-80.9% | $4,754-82.7% |
| Participant deferral / active EE | $2,985 | $6,709-55.5% | $5,820-48.7% | $6,712-55.5% |
| Admin fee / account holder | $650 | $13,989-95.4% | $10,600-93.9% | $11,409-94.3% |