Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,989 | $64,729-64.5% | $112,263-79.5% | $68,490-66.4% |
| Participation rate | 69.8% | 67.2%+2.7pp | 75.1%-5.3pp | 67.9%+1.9pp |
| Annual return | -22.82% | -11.40%-11.4pp | 27.49%-50.3pp | -7.85%-15.0pp |
| Employer contribution / active EE | $2,880 | $2,746+4.9% | $3,636-20.8% | $2,597+10.9% |
| Participant deferral / active EE | $4,975 | $3,566+39.5% | $4,729+5.2% | $4,028+23.5% |
| Admin fee / account holder | $811 | $5,222-84.5% | $6,410-87.3% | $5,403-85.0% |