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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $743,222 | $159,978+364.6% | $147,041+405.5% | $145,978+409.1% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 11.90% | 98.36%-86.5pp | 419.21%-407.3pp | 550.52%-538.6pp |
| Employer contribution / active EE | $1,705 | $5,288-67.8% | $4,935-65.5% | $4,662-63.4% |
| Participant deferral / active EE | $11,150 | $8,429+32.3% | $8,071+38.2% | $6,690+66.7% |
| Admin fee / account holder | $0 | $15,053-100.0% | $13,006-100.0% | $13,400-100.0% |