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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,314 | $148,629-89.7% | $135,982-88.7% | $139,487-89.0% |
| Participation rate | 94.4% | 83.9%+10.6pp | 81.9%+12.5pp | 80.3%+14.1pp |
| Annual return | 0.00% | 79.33%-79.3pp | 68.32%-68.3pp | 373.84%-373.8pp |
| Employer contribution / active EE | $5,739 | $5,247+9.4% | $4,859+18.1% | $4,755+20.7% |
| Participant deferral / active EE | $9,036 | $8,102+11.5% | $7,760+16.4% | $6,713+34.6% |
| Admin fee / account holder | $770 | $12,406-93.8% | $10,767-92.8% | $11,407-93.2% |