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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,565 | $115,814-49.4% | $101,275-42.2% | $158,982-63.2% |
| Participation rate | 66.7% | 79.4%-12.7pp | 75.8%-9.1pp | 82.0%-15.3pp |
| Annual return | 19.21% | 56.16%-36.9pp | 46.48%-27.3pp | 302.99%-283.8pp |
| Employer contribution / active EE | $1,768 | $4,176-57.7% | $3,660-51.7% | $4,763-62.9% |
| Participant deferral / active EE | $3,835 | $4,958-22.7% | $4,371-12.3% | $5,983-35.9% |
| Admin fee / account holder | $204 | $7,249-97.2% | $5,948-96.6% | $11,252-98.2% |