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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,860 | $174,379-76.6% | $152,093-73.1% | $138,895-70.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 26.21% | 74.86%-48.6pp | 66.36%-40.1pp | 145.39%-119.2pp |
| Employer contribution / active EE | $2,297 | $4,652-50.6% | $4,175-45.0% | $4,194-45.2% |
| Participant deferral / active EE | $9,397 | $6,159+52.6% | $5,451+72.4% | $6,396+46.9% |
| Admin fee / account holder | $473 | $16,880-97.2% | $14,497-96.7% | $12,562-96.2% |