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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,569 | $111,535-87.8% | $105,223-87.1% | $137,256-90.1% |
| Participation rate | 63.6% | 78.1%-14.5pp | 75.0%-11.4pp | 80.0%-16.3pp |
| Annual return | 23.32% | 237.85%-214.5pp | 180.65%-157.3pp | 220.34%-197.0pp |
| Employer contribution / active EE | $1,603 | $3,939-59.3% | $3,689-56.6% | $4,156-61.4% |
| Participant deferral / active EE | $2,722 | $5,500-50.5% | $5,072-46.3% | $6,407-57.5% |
| Admin fee / account holder | $392 | $9,721-96.0% | $8,859-95.6% | $12,270-96.8% |