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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,882 | $160,040-84.5% | $147,096-83.1% | $145,877-82.9% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.20% | 98.49%-83.3pp | 419.75%-404.5pp | 551.28%-536.1pp |
| Employer contribution / active EE | $1,842 | $5,289-65.2% | $4,936-62.7% | $4,663-60.5% |
| Participant deferral / active EE | $4,468 | $8,429-47.0% | $8,071-44.6% | $6,691-33.2% |
| Admin fee / account holder | $592 | $15,050-96.1% | $13,005-95.4% | $13,402-95.6% |