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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,914 | $76,912-55.9% | $129,118-73.7% | $68,486-50.5% |
| Participation rate | 65.4% | 69.1%-3.8pp | 77.2%-11.9pp | 67.9%-2.5pp |
| Annual return | 13.02% | -9.78%+22.8pp | -10.94%+24.0pp | -7.85%+20.9pp |
| Employer contribution / active EE | $2,537 | $3,243-21.8% | $5,051-49.8% | $2,597-2.3% |
| Participant deferral / active EE | $4,875 | $4,732+3.0% | $6,539-25.4% | $4,028+21.0% |
| Admin fee / account holder | $3,256 | $6,638-51.0% | $14,305-77.2% | $5,404-39.8% |