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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,396 | $165,381-92.5% | $149,730-91.7% | $158,966-92.2% |
| Participation rate | 87.5% | 84.6%+2.9pp | 82.5%+5.0pp | 82.0%+5.5pp |
| Annual return | 20.67% | 348.29%-327.6pp | 276.70%-256.0pp | 302.95%-282.3pp |
| Employer contribution / active EE | $1,604 | $5,104-68.6% | $4,645-65.5% | $4,762-66.3% |
| Participant deferral / active EE | $2,868 | $7,182-60.1% | $6,843-58.1% | $5,983-52.1% |
| Admin fee / account holder | $534 | $10,809-95.1% | $9,310-94.3% | $11,250-95.3% |