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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,740 | $157,296-93.2% | $141,191-92.4% | $152,897-93.0% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 30.65% | 64.34%-33.7pp | 71.41%-40.8pp | 345.43%-314.8pp |
| Employer contribution / active EE | $3,018 | $5,262-42.7% | $4,736-36.3% | $4,764-36.6% |
| Participant deferral / active EE | $6,079 | $7,111-14.5% | $6,710-9.4% | $5,851+3.9% |
| Admin fee / account holder | $4,640 | $12,125-61.7% | $10,264-54.8% | $11,599-60.0% |