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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,302 | $112,935-15.6% | $90,970+4.8% | $158,966-40.0% |
| Participation rate | 30.0% | 74.7%-44.7pp | 69.0%-39.0pp | 82.0%-52.0pp |
| Annual return | 82.65% | 215.79%-133.1pp | 134.58%-51.9pp | 302.95%-220.3pp |
| Employer contribution / active EE | $0 | $2,895-100.0% | $2,122-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,663 | $4,129-35.5% | $3,373-21.1% | $5,983-55.5% |
| Admin fee / account holder | $517 | $8,045-93.6% | $5,960-91.3% | $11,250-95.4% |