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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,155 | $80,983-65.2% | $96,544-70.8% | $75,177-62.5% |
| Participation rate | 52.8% | 71.8%-19.0pp | 76.0%-23.2pp | 67.2%-14.4pp |
| Annual return | 15.51% | 27.05%-11.5pp | 25.88%-10.4pp | 160.75%-145.2pp |
| Employer contribution / active EE | $1,260 | $2,282-44.8% | $2,966-57.5% | $2,671-52.8% |
| Participant deferral / active EE | $2,310 | $3,929-41.2% | $4,851-52.4% | $4,126-44.0% |
| Admin fee / account holder | $207 | $6,717-96.9% | $8,254-97.5% | $5,651-96.3% |