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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,274 | $197,637-77.1% | $177,848-74.5% | $158,982-71.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 44.41% | 58.77%-14.4pp | 48.33%-3.9pp | 302.99%-258.6pp |
| Employer contribution / active EE | $1,996 | $6,698-70.2% | $5,919-66.3% | $4,763-58.1% |
| Participant deferral / active EE | $8,433 | $8,405+0.3% | $7,714+9.3% | $5,983+40.9% |
| Admin fee / account holder | $500 | $15,406-96.8% | $12,431-96.0% | $11,252-95.6% |