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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,274 | $197,594-77.1% | $177,822-74.5% | $158,931-71.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 44.41% | 58.76%-14.3pp | 48.32%-3.9pp | 302.86%-258.4pp |
| Employer contribution / active EE | $1,996 | $6,697-70.2% | $5,918-66.3% | $4,761-58.1% |
| Participant deferral / active EE | $8,433 | $8,405+0.3% | $7,714+9.3% | $5,982+41.0% |
| Admin fee / account holder | $500 | $15,400-96.8% | $12,428-96.0% | $11,247-95.6% |