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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,120 | $106,280-77.3% | $96,538-75.0% | $139,487-82.7% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 26.22% | 38.48%-12.3pp | 35.74%-9.5pp | 373.84%-347.6pp |
| Employer contribution / active EE | $2,051 | $4,107-50.1% | $3,740-45.2% | $4,755-56.9% |
| Participant deferral / active EE | $7,865 | $5,457+44.1% | $4,880+61.2% | $6,713+17.2% |
| Admin fee / account holder | $758 | $7,888-90.4% | $6,737-88.7% | $11,407-93.4% |