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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,646 | $76,522-39.0% | $56,033-16.8% | $145,884-68.0% |
| Participation rate | 12.5% | 63.2%-50.7pp | 52.5%-40.0pp | 80.3%-67.8pp |
| Annual return | 14.64% | 3014.28%-2999.6pp | 1711.38%-1696.7pp | 551.85%-537.2pp |
| Employer contribution / active EE | $283 | $1,382-79.5% | $1,041-72.8% | $4,662-93.9% |
| Participant deferral / active EE | $1,238 | $2,624-52.8% | $1,954-36.6% | $6,690-81.5% |
| Admin fee / account holder | $2,975 | $3,328-10.6% | $2,827+5.2% | $13,392-77.8% |