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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,646 | $76,608-39.1% | $56,077-16.8% | $145,877-68.0% |
| Participation rate | 12.5% | 63.2%-50.7pp | 52.5%-40.0pp | 80.3%-67.8pp |
| Annual return | 14.64% | 3009.59%-2994.9pp | 1709.28%-1694.6pp | 551.28%-536.6pp |
| Employer contribution / active EE | $283 | $1,382-79.5% | $1,040-72.8% | $4,663-93.9% |
| Participant deferral / active EE | $1,238 | $2,624-52.8% | $1,954-36.6% | $6,691-81.5% |
| Admin fee / account holder | $2,975 | $3,325-10.5% | $2,825+5.3% | $13,402-77.8% |