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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,863 | $148,582-67.8% | $135,942-64.8% | $139,456-65.7% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 15.46% | 79.26%-63.8pp | 68.28%-52.8pp | 373.45%-358.0pp |
| Employer contribution / active EE | $1,748 | $5,245-66.7% | $4,858-64.0% | $4,753-63.2% |
| Participant deferral / active EE | $6,378 | $8,101-21.3% | $7,759-17.8% | $6,711-5.0% |
| Admin fee / account holder | $2,745 | $12,402-77.9% | $10,764-74.5% | $11,407-75.9% |