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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,330 | $100,970-54.1% | $96,576-52.0% | $137,256-66.2% |
| Participation rate | 60.0% | 82.6%-22.6pp | 81.4%-21.4pp | 80.0%-20.0pp |
| Annual return | 13.86% | 38.16%-24.3pp | 38.47%-24.6pp | 220.34%-206.5pp |
| Employer contribution / active EE | $1,367 | $3,809-64.1% | $3,553-61.5% | $4,156-67.1% |
| Participant deferral / active EE | $6,869 | $8,286-17.1% | $7,956-13.7% | $6,407+7.2% |
| Admin fee / account holder | $1,147 | $11,312-89.9% | $11,381-89.9% | $12,270-90.7% |