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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,099 | $148,629-73.0% | $135,982-70.5% | $139,487-71.3% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 19.30% | 79.33%-60.0pp | 68.32%-49.0pp | 373.84%-354.5pp |
| Employer contribution / active EE | $7,263 | $5,247+38.4% | $4,859+49.5% | $4,755+52.8% |
| Participant deferral / active EE | $7,695 | $8,102-5.0% | $7,760-0.8% | $6,713+14.6% |
| Admin fee / account holder | $4,359 | $12,406-64.9% | $10,767-59.5% | $11,407-61.8% |