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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,975 | $171,930+156.5% | $151,266+191.5% | $154,746+185.0% |
| Participation rate | 88.9% | 80.5%+8.3pp | 77.0%+11.9pp | 80.7%+8.2pp |
| Annual return | 18.93% | 242.03%-223.1pp | 180.60%-161.7pp | 172.34%-153.4pp |
| Employer contribution / active EE | $13,688 | $4,710+190.6% | $4,237+223.1% | $4,379+212.6% |
| Participant deferral / active EE | $18,663 | $8,191+127.9% | $7,337+154.4% | $6,730+177.3% |
| Admin fee / account holder | $3,929 | $15,803-75.1% | $13,159-70.1% | $14,365-72.6% |