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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,975 | $158,393+178.4% | $143,412+207.5% | $155,188+184.2% |
| Participation rate | 88.9% | 79.7%+9.2pp | 78.5%+10.4pp | 80.8%+8.1pp |
| Annual return | 18.93% | 324.22%-305.3pp | 256.99%-238.1pp | 148.84%-129.9pp |
| Employer contribution / active EE | $13,688 | $3,911+249.9% | $3,748+265.2% | $4,248+222.2% |
| Participant deferral / active EE | $18,663 | $7,193+159.5% | $6,816+173.8% | $6,531+185.8% |
| Admin fee / account holder | $3,929 | $12,964-69.7% | $11,396-65.5% | $14,480-72.9% |