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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,144 | $148,629+32.0% | $135,982+44.2% | $139,487+40.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.04% | 79.33%-65.3pp | 68.32%-54.3pp | 373.84%-359.8pp |
| Employer contribution / active EE | $2,192 | $5,247-58.2% | $4,859-54.9% | $4,755-53.9% |
| Participant deferral / active EE | $7,815 | $8,102-3.5% | $7,760+0.7% | $6,713+16.4% |
| Admin fee / account holder | $957 | $12,406-92.3% | $10,767-91.1% | $11,407-91.6% |