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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,694 | $85,024-98.0% | $70,544-97.6% | $139,466-98.8% |
| Participation rate | 85.7% | 73.9%+11.8pp | 68.4%+17.4pp | 80.3%+5.4pp |
| Annual return | 25.08% | 30.39%-5.3pp | 32.79%-7.7pp | 373.66%-348.6pp |
| Employer contribution / active EE | $1,145 | $3,912-70.7% | $2,976-61.5% | $4,754-75.9% |
| Participant deferral / active EE | $1,640 | $5,891-72.2% | $4,568-64.1% | $6,712-75.6% |
| Admin fee / account holder | $632 | $8,928-92.9% | $6,427-90.2% | $11,409-94.5% |