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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,636 | $29,736-84.4% | $56,033-91.7% | $80,935-94.3% |
| Participation rate | 38.7% | 41.7%-3.0pp | 52.5%-13.8pp | 67.7%-29.0pp |
| Annual return | 16.53% | 35.28%-18.7pp | 1711.38%-1694.8pp | 35.66%-19.1pp |
| Employer contribution / active EE | $383 | $671-43.0% | $1,041-63.2% | $2,757-86.1% |
| Participant deferral / active EE | $571 | $1,228-53.5% | $1,954-70.8% | $4,299-86.7% |
| Admin fee / account holder | $250 | $2,434-89.7% | $2,827-91.2% | $6,924-96.4% |