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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,569 | $47,977-78.0% | $154,111-93.1% | $56,287-81.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | 219.15% | 3.54%+215.6pp | 735.18%-516.0pp | -9.96%+229.1pp |
| Employer contribution / active EE | $2,240 | $2,169+3.3% | $5,298-57.7% | $2,111+6.1% |
| Participant deferral / active EE | $4,840 | $2,392+102.4% | $5,081-4.7% | $3,350+44.5% |
| Admin fee / account holder | $124 | $438-71.7% | $13,411-99.1% | $521-76.2% |