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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,878 | $160,040-77.6% | $147,096-75.6% | $145,877-75.4% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 19.55% | 98.49%-78.9pp | 419.75%-400.2pp | 551.28%-531.7pp |
| Employer contribution / active EE | $11,891 | $5,289+124.8% | $4,936+140.9% | $4,663+155.0% |
| Participant deferral / active EE | $18,681 | $8,429+121.6% | $8,071+131.5% | $6,691+179.2% |
| Admin fee / account holder | $29,209 | $15,050+94.1% | $13,005+124.6% | $13,402+117.9% |