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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,254 | $154,228-71.3% | $145,433-69.6% | $137,256-67.8% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 22.67% | 74.59%-51.9pp | 66.58%-43.9pp | 220.34%-197.7pp |
| Employer contribution / active EE | $6,973 | $4,804+45.1% | $4,554+53.1% | $4,156+67.8% |
| Participant deferral / active EE | $10,920 | $8,216+32.9% | $7,897+38.3% | $6,407+70.4% |
| Admin fee / account holder | $9,848 | $14,344-31.3% | $13,129-25.0% | $12,270-19.7% |