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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,838 | $154,193-82.6% | $130,045-79.4% | $139,466-80.8% |
| Participation rate | 69.2% | 82.0%-12.7pp | 78.5%-9.3pp | 80.3%-11.1pp |
| Annual return | 17.61% | 32.51%-14.9pp | -137.30%+154.9pp | 373.66%-356.1pp |
| Employer contribution / active EE | $0 | $5,292-100.0% | $4,321-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $4,991 | $6,709-25.6% | $5,820-14.3% | $6,712-25.6% |
| Admin fee / account holder | $4,563 | $13,989-67.4% | $10,600-57.0% | $11,409-60.0% |