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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,390 | $81,763-46.9% | $58,561-25.9% | $139,466-68.9% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 29.75% | 7427.77%-7398.0pp | 4251.33%-4221.6pp | 373.66%-343.9pp |
| Employer contribution / active EE | $1,224 | $1,398-12.4% | $1,053+16.2% | $4,754-74.3% |
| Participant deferral / active EE | $3,152 | $2,555+23.4% | $1,923+63.9% | $6,712-53.0% |
| Admin fee / account holder | $1,585 | $3,273-51.6% | $2,520-37.1% | $11,409-86.1% |