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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,901 | $29,716+17.4% | $56,077-37.8% | $80,925-56.9% |
| Participation rate | 40.5% | 41.7%-1.2pp | 52.5%-12.0pp | 67.7%-27.1pp |
| Annual return | 16.14% | 35.30%-19.2pp | 1709.28%-1693.1pp | 35.65%-19.5pp |
| Employer contribution / active EE | $519 | $671-22.6% | $1,040-50.1% | $2,756-81.2% |
| Participant deferral / active EE | $2,066 | $1,228+68.2% | $1,954+5.8% | $4,299-51.9% |
| Admin fee / account holder | $345 | $2,432-85.8% | $2,825-87.8% | $6,940-95.0% |