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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,060 | $72,492-88.9% | $87,104-90.7% | $72,975-89.0% |
| Participation rate | 60.0% | 72.8%-12.8pp | 76.9%-16.9pp | 69.5%-9.5pp |
| Annual return | 421.50% | 24.46%+397.0pp | 28.19%+393.3pp | 81.01%+340.5pp |
| Employer contribution / active EE | $1,754 | $1,894-7.4% | $2,521-30.4% | $2,440-28.1% |
| Participant deferral / active EE | $3,814 | $3,270+16.7% | $4,048-5.8% | $3,608+5.7% |
| Admin fee / account holder | $91 | $5,055-98.2% | $7,491-98.8% | $5,124-98.2% |