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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,794 | $152,597-41.2% | $117,533-23.6% | $134,532-33.3% |
| Participation rate | 50.0% | 77.1%-27.1pp | 70.6%-20.6pp | 81.2%-31.2pp |
| Annual return | -41.66% | 53.04%-94.7pp | 29.77%-71.4pp | 418.27%-459.9pp |
| Employer contribution / active EE | $1,202 | $5,576-78.5% | $4,179-71.3% | $4,741-74.7% |
| Participant deferral / active EE | $4,417 | $4,821-8.4% | $4,072+8.5% | $6,401-31.0% |
| Admin fee / account holder | $0 | $7,007-100.0% | $5,647-100.0% | $11,429-100.0% |