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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,015 | $169,161+19.4% | $129,295+56.2% | $145,959+38.4% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.6%-9.6pp | 80.3%-20.3pp |
| Annual return | 432.59% | 14348.07%-13915.5pp | 9429.28%-8996.7pp | 561.95%-129.4pp |
| Employer contribution / active EE | $2,679 | $5,543-51.7% | $4,157-35.6% | $4,661-42.5% |
| Participant deferral / active EE | $5,500 | $4,989+10.2% | $4,169+31.9% | $6,689-17.8% |
| Admin fee / account holder | $67 | $9,878-99.3% | $7,665-99.1% | $13,398-99.5% |