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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,015 | $169,356+19.3% | $129,406+56.1% | $145,897+38.5% |
| Participation rate | 60.0% | 76.5%-16.5pp | 69.6%-9.6pp | 80.3%-20.3pp |
| Annual return | 432.59% | 14418.62%-13986.0pp | 9468.18%-9035.6pp | 552.29%-119.7pp |
| Employer contribution / active EE | $2,679 | $5,542-51.7% | $4,155-35.5% | $4,663-42.5% |
| Participant deferral / active EE | $5,500 | $4,987+10.3% | $4,167+32.0% | $6,689-17.8% |
| Admin fee / account holder | $67 | $9,915-99.3% | $7,689-99.1% | $13,390-99.5% |