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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,225 | $160,028+25.7% | $147,080+36.8% | $145,884+37.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 28.41% | 98.60%-70.2pp | 420.17%-391.8pp | 551.85%-523.4pp |
| Employer contribution / active EE | $10,613 | $5,286+100.8% | $4,933+115.1% | $4,662+127.6% |
| Participant deferral / active EE | $13,680 | $8,422+62.4% | $8,066+69.6% | $6,690+104.5% |
| Admin fee / account holder | $2,937 | $15,030-80.5% | $12,989-77.4% | $13,392-78.1% |