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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,355 | $125,778+85.5% | $114,563+103.7% | $154,746+50.8% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.9%-22.9pp | 80.7%-30.7pp |
| Annual return | 21.96% | 295.14%-273.2pp | 241.09%-219.1pp | 172.34%-150.4pp |
| Employer contribution / active EE | $673 | $2,806-76.0% | $2,592-74.0% | $4,379-84.6% |
| Participant deferral / active EE | $11,750 | $4,445+164.4% | $4,142+183.7% | $6,730+74.6% |
| Admin fee / account holder | $0 | $8,190-100.0% | $7,623-100.0% | $14,365-100.0% |