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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,797 | $107,363-80.6% | $92,909-77.6% | $152,897-86.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 15.12% | 145.63%-130.5pp | 109.44%-94.3pp | 345.43%-330.3pp |
| Employer contribution / active EE | $4,023 | $4,222-4.7% | $3,653+10.1% | $4,764-15.6% |
| Participant deferral / active EE | $2,184 | $4,848-54.9% | $4,238-48.5% | $5,851-62.7% |
| Admin fee / account holder | $3,949 | $7,082-44.2% | $5,795-31.9% | $11,599-66.0% |