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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,286 | $198,457-78.2% | $170,435-74.6% | $147,586-70.7% |
| Participation rate | 62.5% | 88.0%-25.5pp | 83.6%-21.1pp | 82.8%-20.3pp |
| Annual return | 15.31% | 257.30%-242.0pp | 205.94%-190.6pp | 578.59%-563.3pp |
| Employer contribution / active EE | $2,667 | $6,183-56.9% | $5,432-50.9% | $4,876-45.3% |
| Participant deferral / active EE | $7,124 | $5,629+26.5% | $4,939+44.2% | $5,439+31.0% |
| Admin fee / account holder | $178,509 | $16,852+959.3% | $13,881+1186.0% | $10,886+1539.8% |