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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,659 | $167,352-41.0% | $143,788-31.4% | $134,509-26.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.18% | 0.47%-20.7pp | -0.03%-20.1pp | 418.13%-438.3pp |
| Employer contribution / active EE | $11,140 | $5,620+98.2% | $4,952+125.0% | $4,741+135.0% |
| Participant deferral / active EE | $13,500 | $6,447+109.4% | $5,638+139.4% | $6,400+110.9% |
| Admin fee / account holder | $960 | $18,091-94.7% | $14,675-93.5% | $11,427-91.6% |