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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,625 | $159,934+14.2% | $147,005+24.2% | $145,959+25.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.24% | 98.24%-78.0pp | 418.76%-398.5pp | 561.95%-541.7pp |
| Employer contribution / active EE | $15,731 | $5,287+197.5% | $4,934+218.8% | $4,661+237.5% |
| Participant deferral / active EE | $7,332 | $8,427-13.0% | $8,070-9.1% | $6,689+9.6% |
| Admin fee / account holder | $2,880 | $15,053-80.9% | $13,006-77.9% | $13,398-78.5% |