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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,269 | $102,422-62.6% | $147,117-74.0% | $80,959-52.7% |
| Participation rate | 93.2% | 75.9%+17.3pp | 82.2%+11.0pp | 67.7%+25.5pp |
| Annual return | 26.13% | 135.16%-109.0pp | 420.54%-394.4pp | 35.67%-9.5pp |
| Employer contribution / active EE | $4,349 | $3,717+17.0% | $4,932-11.8% | $2,757+57.7% |
| Participant deferral / active EE | $11,593 | $6,652+74.3% | $8,065+43.8% | $4,300+169.6% |
| Admin fee / account holder | $1,462 | $7,953-81.6% | $12,993-88.8% | $6,925-78.9% |