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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,067 | $116,434-64.7% | $65,583-37.4% | $139,487-70.6% |
| Participation rate | 100.0% | 67.9%+32.1pp | 65.0%+35.0pp | 80.3%+19.7pp |
| Annual return | 21.41% | 31.34%-9.9pp | 47.46%-26.1pp | 373.84%-352.4pp |
| Employer contribution / active EE | $0 | $2,602-100.0% | $1,692-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $2,566 | $4,245-39.5% | $2,833-9.4% | $6,713-61.8% |
| Admin fee / account holder | $321 | $6,696-95.2% | $4,112-92.2% | $11,407-97.2% |