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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,703 | $100,073-68.3% | $85,126-62.8% | $145,877-78.3% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 22.49% | 84.11%-61.6pp | 66.63%-44.1pp | 551.28%-528.8pp |
| Employer contribution / active EE | $1,636 | $3,236-49.5% | $2,731-40.1% | $4,663-64.9% |
| Participant deferral / active EE | $5,613 | $5,294+6.0% | $4,523+24.1% | $6,691-16.1% |
| Admin fee / account holder | $1,936 | $7,261-73.3% | $6,160-68.6% | $13,402-85.6% |