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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,703 | $100,203-68.4% | $85,240-62.8% | $145,897-78.3% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 22.49% | 84.28%-61.8pp | 66.75%-44.3pp | 552.29%-529.8pp |
| Employer contribution / active EE | $1,636 | $3,242-49.5% | $2,735-40.2% | $4,663-64.9% |
| Participant deferral / active EE | $5,613 | $5,299+5.9% | $4,527+24.0% | $6,689-16.1% |
| Admin fee / account holder | $1,936 | $7,265-73.3% | $6,165-68.6% | $13,390-85.5% |